DO TOYS DISTRACT FOCUS?

Children become distracted when they are surrounded by toys Too many toys are bad for children as a study suggests that the children become distracted when they are surrounded by too many toys. This is what the parents have suspected all along. Children who have too many toys are more also easily distracted so do not enjoy that quality playtime with other children as the new study suggest. Researchers at University of Toledo in Ohio, US, recruited some 36 toddlers and invited them to play in a room for half an hour, with either four toys, or 16 toys. They found youngsters were far more creative when they had fewer toys to play with. And they played with each for twice as long, thinking up more uses for each toy and lengthening and expanding their games. The authors conclude parents, schools and nurseries should pack away most of their toys and just rotate a small number regularly, to help encourage the children to become more creative to improve the attention spans of the children. This study sought to determine if the number of toys in a toddlers’ environments influences their quality of play,” said the lead author Dr Carly Dauch in journalInfant Behaviour and Development.“The higher number of incidences of play in 16 toy condition did interfere with duration and depth of play. Other toys present created their external distractions. “During toddler years, children develop but not master, higher levels of control over attention. And their attention plus their play was disrupted by factors in an environment present with distractions. The results of the present study suggest an abundance of toys create distractions. But provided with fewer toys in their environments the toddlers engaged in longer periods of play with single toy allowing better focus to explore, play more creatively.”Getting rid of toys encourages children to read more or paint, say researchers Getting rid of toys encourages children to read more or paint, says researchers. Britons spend more than £3 billion each year on toys and surveys shows that a typical child owns 238 toys in total but parents think they play with just the 12 ‘favourites’ on a daily basis making up just five per cent of their toys. It is not the first time research suggested that too many toys distract children. In the 1990s the German researchers, Elke Schubert and Rainer Strick conducted experiment where the toys were taken away from Munich nursery for three months. After a few weeks, the children re-adjusted and their play became far more creative and social. The published research of their findings in their book, called, The Toy-free Nursery. In another book, ClutterFree with Kids the author, Joshua Becker also argued fewer toys are better for children because a sparse playroom encourages creativity to help children develop attention span and to teach youngsters about taking care of their possessions. “A child will rarely learn to fully appreciate the toy in front of them when there countless options are still remaining on the shelf behind them,” he said. “When children have too many toys, they will naturally take less care of them. And they will not learn to value them if there is their replacement ready at hand. “Fewer toys causes these children to become more resourceful by solving problems with only materials at hand. And resourcefulness is a gift with unlimited practical uses in their futures.

The research is published in the journal Infant Behaviour and Development. The conflict of interest of the toy companies advertising children playing with many latest toys makes parents feel obliged to buy them for the children not to feel left out. Children display their toys online on social media to compare with each other including the addictive games that stop children learning, doing homework assignments later in college, university or focus at work. Lack attention span or focus from childhood affects the adults today unable concentrate for few hours to complete tasks at hand. Christmas is around and parents must not let a child manipulate them emotionally to buy a toy without teaching them first value of essential basic reading at level. Children can get a few educational toy to reward them to do exceptionally well in a field of academic achievement at school. The development steared towards a specific direction of any future career requires relevant toys to influence natural gifts, talents and abilities. Otherwise parents unintentionally make children victim of success by their ability to buy too many toys they can afford. Just because it is possible to buy things seen on the TV in adverts does not mean it enhances their specific development. Parent knows the children best, whether they are trained experts or not must help child learn not to depend only on school to learn. Early learning through practical play is now rapidly eroded by virtual reality keep children cocooned online. So important to carefully reflect before Christmas on piling up toys to “prove” your “love” of your children to the world overloading them with too many toys. Experience shows most children are just so happy playing with the box, not expensive toys boosting their parents ego. Millennium children are suffering from the lack of a social understanding or interaction due to isolated attachment to toys valued as more precious than engaging with each other. Time consumed worrying about their toy possessions makes them miss out on appreciating fellow human being as adults due to learned behaviour. The competition among children, teenagers over toys leads further to threats of the perceived anger of friends loving them only for their material possessions. The toys must not take over to babysit their children without adult supervision and input. One of the best ways to bond with children is play with them sometimes to help them value the adults in their lives.

4 TYPES OF FRIENDS IN LIFE

15412728607271293330498.jpgAdd value to your life by including good friends to increase and multiply your love to build you up for support and to encourage you in life. Be there for each other in good and challenging times and avoid fake friends who pretend to love you but killing you at the same time as enemies who divide your life. Swap bad influence friends to change your life by replacing frenemies with good friends who add value to your life. Stick with friends who do help you to mature in a good way. Increase and multiply your life with positive people so your life will thrive and flourish, subtract from your life those who divide your life affecting other areas of your career and business, family or friends. It is important to be aware of the kind of friends you allow into your life. Take initiative to know if person is truly what they say or portray themselves to be. Check their motives or know whatever the reason is why they befriend you so do not judging a book by its cover. As soon as you begin to do analysis and reflect on actions, words or behaviours, over time you will discover whatever reasons why you are chosen to be around. This will help you know those really befriending for your best interest at heart or those using you in disguise because you will not tolerate them in your life when you really know them well. Those who add to your life often do not want to openly brag or get credit for adding value to your life so at times are anonymous. Others you know add to your life but do not like to come out boldly to receive praise. They add to your life, bless you, want only the best for your life, are there for you in time of need without asking them for help. This type of friends are rare, few and far in between and loyal for life. You feel good around them and trust them with your life because they are codependable and reliable. Even before you ask about the next thing they already figured it out so come to you to surprise you. They take the time to actively listen, observe and do the best they can without drawing attention to themselves. We all know a few people who consistently behind the scenes are the hidden driving force but never stand out in the crowd. Some are so discreet people are shocked as they find out their benefactors. Some are not necessarily rich or wealthy but love and do good with a compassionate heart to help people. It is in their nature to give, give, even the last shirt on their back to help other people. Nobody forces them to help others but feel joy of fulfillment when they help. People discover some actually spent their entire life as unsung heroes adding value to so many people. It is not done for adulation but genuine caring heart considering people they interact with throughout in life. Often families are surprised when a group of friends or beneficiaries turn up for “this is your life” celebration event occasion commemorating them. Then people see or discover the saint they are all along but humbly never let show throughout knowing them. Pin imageA friend can multiply your life or other areas of your life. In Ecclesiastes 11: 2 give a portion to seven, or even to eight, for you know not when disaster happen on earth. Bible in Acts 20:35 says people in all things work hard to help the weak remember Lord Jesus, said, ‘It is more blessed to give than to receive.’ Giving includes: kindness, smiles, support, call, check on others eat meal together. What you do to others is done to Jesus so take note and be merciful in Jesus Name. In Acts 17:11 Jews more noble than those in Thessalonica received the word with all eagerness, examining the Scriptures daily to see if these things were so true. Studying help understand God’s words better because God is in HIS Word HE puts above HIMSELF. Isaiah 40:8 says the grass withers, flowers fade but the Word of our God stands forever so live by the word of God. Psalm 119:11 says store God’s word in your heart not sin against God. Be a friend who adds value to other’s lives to build up. As you come in contact with others feel good positive vibe reaching out through connecting with you. Things you struggle with to do to improve for years will turn around suddenly for good by entering your life. Such people carry the favour of God so sent to be Divine helpers. People say if you want to go very fast in life go alone but if you want to go very far you need people. There is only so much to achieve alone by yourself through your limited efforts. Good network friends enhance your life bringing established structures to multiply your life but not take it over to annihilate you. You do not have to be reinventing the wheel for others spent years perfecting what you are doing. It is their experience and maturity after a few errors they know what works best to save time, money, resources wasted in the process. The concept that if you do it all exclusively by yourself then you are patent owner really not true. There is a whole team of people behind scenes helping but as the boss you take credit and some do not acknowledge all those who helped them along the way. Fear of being seen as not doing it drives people conceal their helpers who work hard to make it happen. Bless multipliers and reward them because without an input you will not be where you are by your own efforts alone. 15412860692961293330498.jpgOther types of friends subtracts from your life so toxic since you knew or met them you regret allowing them in your life. All things fall apart around them but they do not take any responsibility for affecting your life in any way. In fact blames everyone else so never expects to help as it is beneath their status. So think too highly of themselves, demand to be always the centre of attention and first served, eat the last morsel of food available. They may not bring shopping in or contribute to chore but think life is only all about them. So have high flaky ego that crumbles in the least moments expected, emotionally drain the people but ungrateful to those helping them. It is the love of God that sustains people to have compassion to help them. So don’t appreciate sacrifices or the compromise people make to accommodate to help them. No matter all the resources put to together to good uses on their behalf to help, they subtract emotionally to take the upper hand by controlling spirits to dominate others. No matter how long you know them seem to be permanently complaining about others letting them down. They seem to take comfort in misery rather than want peace of mind solution due to negative attention given them. Negative attention is better than no attention and so deliberately look for need to cause a moment to drain others to feel better. They derive happiness in pain caused by them to subtract joy of others to cause stress so people around them feel a high-strung energy, on edge, tiptoeing on egg shells. First of all pray to God to touch the heart of those that think it’s by subtracting others from the lives of others they can sneak into your life. They do not value those around as a blessing but see them as a threat due to petty jealousy and lack of confidence in God and in themselves. Churches deals various characters categorised by Seven Churches in Revelations. A Church is a bit like a hospital where various people turn up with ailments. It is not a perfect place so be aware people are seeking a relief to help them cope with life. This means members support new people who are not familiar with the Bible or what God expects from them. Like the new-born baby must be nurtured and fed the word of God to grow spiritually. Pin imageActs 20:29 warns the Church after Jesus’ departure to heaven, fierce wolves will not spare flock. So Bible warns brothers and sisters to watch out for those who cause divisions in Church. Jesus’ warns us because satan’s divisive spirit makes people angry as their tool to manipulate others perpetually angry at themselves and the world. One look or a word sets them off explosively, triggered by even innocent comment, suggestion question of normal daily interactions between all people as their fellow human beings. So those watching, see them destroy lives despite great potential to accomplish good things in life. If only they can calm down enough to listen and take it all in. They never have “any time” so making excuses yet you never know exactly the time of day or night used for. They have grand visions and dreams to achieve if only they get the right friends, experts, funds, projects and right location. When challenged become offended and quote psychological terminologies memorised to project their divisive personality onto others. They never do anything wrong or make mistakes yet their track record shows trampling on others and wrecked lives left behind to pick up the pieces as the move to fertile grounds to repeat the egotistical disaster again. They are like a runaway train nobody can stop until a damage is done. They have a gift of the garb, charming, convincing it’s almost impossible to convince victims despite evidence of their damage. It starts with a few people they dismiss not mentally sound to further years of carnage due to their charismatic personality. The more divisions they cause destroying lives it’s the more they are celebrated having a hold over their friends. Despite glaring facts provided people turn on innocent victims to attack them as perpetrators to promote the cause of divisive people. The truth is no human being can handle or tackle a divisive person because their nature comes from satan their master using them. Only Almighty God can deal with them so no use trying to logically reason or talk to them. Those who dare confront them labeled enemies used by them for their dirty works punished. It’s a situation with divisive person of their way or no way though gullible, naive or inexperienced. Impulsive or compulsive abuse position of authority of trust their friends put in them and loyalty. Life is only about them though just one among billions of people on earth. Do not think anybody knows anything think so smart but incompetent. Insist on controlling of all things they do not know, understand but bully people into submission. Those not agreeing to their whims or caprices threatened with complacency and their non – compliance and nonconformity is excuse to ostracize, blacklist, blackmail them. The force in divisive character is satan so God can control their heart. Its growth like wildfire but ceases because in living history tyrants do not last long so their kingdoms fall. The everlasting Kingdom of God Stands Forever so be delivered and saved in Jesus Name.15413178444481293330498.jpg

THE GET RICH QUICK SCHEMES

A record £1.1bn in overpaid benefits was recovered from fraudsters last year

People lose millions in online ‘get rich quick’ schemes according to an article in the news once again on binary options trading. In Israel and Canada, binary options trading is illegal as Adele Robinson, the News Correspondent stated in the news. An online investment scam targeting people through social media has seen the amount of money lost by victims in the UK rise by 400,000% in six years. Figures from Action Fraud show the amount lost to “binary options” trading increased from £6,200 in 2012, to £27m in 2017 alone, with the total currently standing at £61m. Binary option or fixed odds betting are being used by fraudsters as part of a multi-billion pound industry which is believed to be co-ordinated by overseas criminals. A binary option is where you can gamble on an outcome, usually something to go up or down, with the pay-off being a fixed amount or nothing at all. One example would be to bet on whether the value of gold will be above or below a certain price and investors believe they can gain high returns on little amounts. Consumer group Which? has described binary options scam as “Britain’s biggest investment con” with illegitimate companies targeting victims through pop up adverts online and cold-calling.Frank Thornburrow believes he was conned

Frank Thornburrow was targeted through social media and believes he was conned. As an investment idea it first appeared ten years ago but the industry has grown exponentially in recent years. Detective Sergeant Alex Eristavi from the National Fraud Intelligence Bureau, run by the City of London police, says people are being defrauded on a daily basis. “There is no typical victim,” he told Sky News, “they are just ordinary folk like you and me. The youngest one is 19 years old, that we have recorded so far, and the oldest is 93, so it’s a wide spectrum. “It’s fair to say with binary options coming into play the average victim’s age of investment fraud has dropped because previously it was over 60 and now it’s early 50s. “It’s because the younger generation are taking part in this activity, and it could be easily explained as social media is a lot to do with it, the advertisements and the pop ups etc.”The City of London is home to the UK's financial services sectorThe Financial Conduct Authority will begin to regulate binary options trading this year. Binary options trading is currently regulated by the Gambling Commission but from January 2018 the Financial Conduct Authority will take over. In other countries like Israel and Canada, it has been banned completely. Frank Thornburrow from Kent, lost his life savings when he invested in binary options. He has been unable to get any money back and told Sky News that he believes he was conned. He gives one example from an email telling him that to access his money he would have to make 150,000 trades, which was money he simply did not have. “The last couple of years haven’t been easy,” he said. “I lost my daughter couple of years ago when she died of cancer. I retired and I was looking for a way of making money so I tried binary because it looked good. “And basically it was a big con, it didn’t work out and I lost a lot of money. I’ve ended up with a triple bypass, so that’s the impact it’s had on me.” There is also concern that students are falling victims to scam companies after gambling with their maintenance grants to “flip” their money, according to Action Fraud. The advice from police is that “if you don’t know the field, don’t get involved in it” as there are “so many rogue companies out there.” Which? carried out its own investigations into binary options companies and found evidence of “bad practice across the board”, with high pressure sales tactics and “unfair” terms and conditions. Jenni Allen, managing director at Which? Money, said: “We found for instance that people making a deposit had to invest up to forty times that deposit to even access their money again. “I think most worryingly found examples of where actual data being used was rigged by the company so your initial investments would return some form of profit in return but thereafter you would receive loss after loss.”

MENTAL HEALTH MATTERS

mentalhealthmattersChristmas festive season triggers some mental health problems started in early childhood not recognised in adulthood. Mental health problems are particularly common in young people as the modern pressures placed on them by society is too much to bear alone. Most cannot play outdoors freely, confined indoors on computer, online games virtual life affected by gadget radiation, isolation, inability to communicate properly. And stuck indoors, virtual world impractical lifestyle, frustrated some decline into depression, anger, without motivation to go outdoors these cycles makes them the victims of technology. Mental health problems develop in early childhood when person is a young adult. Three quarters of problems are established by the age of 24.Chart showing mental health problems in children and young people

An emphasis at the moment addresses childhood mental illness. In 2015, the government promised funding for child and adolescent mental health services would increase. The problem is now so severe one in six adults have mental health problems. A sixth of population in England aged 16 to 64 have a mental health problem, according to statistics body NHS Digital. Whether its family or friends, neighbours or work colleagues, the chances are we all know someone who is affected. Bearing in mind figure leaves out less common conditions and is a snapshot in time, you could easily argue it is even more prevalent than that. Indeed suffer extreme poverty also compounded by isolation loneliness.Graphic

Prime Minister Theresa May expected to announce plans to improve care next week, these 10 charts show the extent of challenges. As hidden disability tends to be noticed during psychotic episodes of breakdown. This means hard to spot in normal times of functioning. Pressure to conform to be normal as those without mental health further exacerbates their frustration triggering psychotic crises. Many become homeless increasing the homeless to 65% due to privatisation so unable to maintain home properly lose it. There is housing policy support for regular visits to help them cook, clean take their medications, left on their own without understanding of mental health issues. Picked on by some neighbours ignorant of mental health issues abused and thrown or hurt by them.042b44ffdc007352d1e97402e08d392d

Problems on increase

It seems to be getting more common or at least among those with severe symptoms. While the proportion of people affected does not appear to have risen in the past few years, if you go back a little further there has certainly been a steady increase.

Mental health funding

Extra money has also been earmarked for adult services in England. Together with investment in children’s services it means by 2020-21 £1.28bn more should be spent in real terms than was in 2015-16. Ministers say the money will be used to put mental health services in A & E, more crisis teams in the community and a focus on helping new mothers, with one in five reporting problems in the first year after birth of their baby. An analysis last year by the King’s Fund health think tank found 40% of mental health trusts in England had budgets cut in 2015-16.

Chart on mental health budget

The government is adamant things will change. They have to. While 23% of NHS activity is taken up by mental illness, mental health trusts receive 11% of funding in recent years. Investment is being made in other parts of the world. Wales and Scotland recently unveiled new plans. Mental health remains the poor cousin compared to the spending on physical ailments.

A nation of pillpoppers

The promise of investment has also been accompanied by desire to reshape services to quickly to access them. The government established the first set of waiting time targets for NHS in England in 2016. This means the health service should be providing access to talking therapies in 18 weeks and treatment for those experiencing their first episode of psychosis within two weeks for at least half of people. Northern Ireland, Wales and Scotland all have their targets too. But drugs are still most common form of treatment. The number of medicines dispensed for anxiety, depression, obsessive-compulsive disorder and panic attacks has more than doubled in the past 10 years.

Chart showing antidepressant prescriptions

An increase in the numbers of people getting antidepressants is clearly a factor. But so too is the fact prescribing patterns have changed. Doctors much more likely to keep people on drugs for longer with evidence suggesting it is a more effective way of treating patients. But as common as antidepressants are, the fact remains the majority of people with mental illness report they are not getting help. Only one in three of those polled said they are receiving treatment according to NHS Digital.

More people confined

Care in the community project has shut down mental health centres and respite homes for CPNs to support people. For the first after social care was privatised mental health people are seen roaming about in tattered unkempt clothes some without shoes in freezing winter. Their state of mind means they are incapable of looking after themselves. Yet most are required to sign on look for work in such conditions. An insane person has hidden disabilities measured by if they ‘can talk, walk, answer phone then fit for work.’ High rates of non-treatment there is upwards trend in England in number of people being detained under the Mental Health Act. 5004cf79e0826e43e5031f53e0b8076aCampaigners say patients in crisis have enough treatment to stabilise them but sent home too early to ease pressure on beds. Those forced to work, threatened by loss of universal credit, although on medication clearly incapable do turn up for work totally unprepared in the work environment. Expected to perform like their counterparts in an unpredictable sometimes hostile workplace. Pressure to deliver targets and earn more profit means they are may be unable to be the best salesman. So further crushes their confidence, regularly told its a business not a charity to man up or leave. These problems are swept under the carpet or treat mental health patients in work place as lazy, stupid, incomprehensible and incompetent. There seems to be an assault on mental health with an effort to present a perfect image of a society without mental health sufferers. Its egotistical status to pretend mental health issues addressed fully and well provided for.IMG_20171219_114601 Frontline services on the field working tirelessly day and night to the support mental health people see a different reality. The family members living with mental health people often experience trauma, sadness, helplessness inability to help loved ones. And mental health is treated by society as embarrassment to often society confines in the basements hidden away from public view. Biased people insult or attack them, blaming them without caring understanding of the conditions or about their needs. The story of rain man, as the brainiest most intelligent person on earth quotes data than encyclopaedia supported by family for practical living needs daily hour by hour. Too much focus on brain alone is not enough to be used to measure good success in life. All mental health people unable to be a superstar like rain man with films made about them do not benefit from their condition. The most genius talented person’s mental issues require family support, community care and workplace support. Those capable of working must have a mental health advocate in each company to help guide staff to allocate suitable jobs to them. To educate, bring awareness to staff and to customers, clients about their condition in advance. Pressure for statistics to be best company must not be transferred to mental health sufferers. The well-being department if each centre, church, work must be available at all times staffed for ongoing support. Medications alone are not enough to treat mental health as the side effects cause more problems that affect some people to be worse off. This Christmas season show kindness to mental health people you never know Jesus may disguise himself as the least of society to prove your faith so help. Remember mental health affects all people from all walks of life including kings, queens, doctors, lawyers, great people so respect and value mental health people.

FATHER/SON DEPRESSION

Unhappy father and sonDepresssion in fathers and mothers, has an impact on children despite mothers often of focus when treating adolescent depression, a study suggests. University College London (UCL) report looked at 14,000 families in the UK and Ireland. It said both parents had a role to play in preventing teenage depression. The researchers encouraged more fathers to seek help for depressive symptoms by speaking to their doctor. Dr Gemma Lewis from UCL, who led the study, said because mothers tended to spend more time with their children, there was often a tradition of “mother-blaming” when treating mental health issues in offspring. But she said the research showed that “we should be bringing fathers into the picture more.” Dr Lewis added: “If you’re a father who hasn’t sought treatment for your depression, it could have an impact on your child. We hope our findings could encourage men who experience depression to speak to their doctor about it.”Men should seek treatment if they are experiencing symptoms of depression, researchers said.Father hugging his son

The study is based on two large samples of the general population 6,000 families from Ireland and nearly 8,000 from the UK – in which parents and children, at the ages of seven, nine and 13-14, filled in questionnaires about their feelings. Children were asked about emotional symptoms and parents also answered questions on their feelings, which were measured against a depression scale. The results showed a link between depressive symptoms in fathers and similar symptoms in their adolescent children that was similar in size to the effect of a mother’s depression. Many mental health problems, including depression, start at about age of 13, the researchers said although depression in mothers was already known to increase the risk, influence of fathers’ wellbeing was a new finding.

‘Negative thinking’

In the home, depressive symptoms can make mothers and fathers more prone to fatigue, more irritable likely to argue with their children. “Children see the way their parents behave and act and could bring negative ways of thinking, which could lead to depression,” Dr Lewis said. The study concluded that fathers as well as mothers should be involved in tackling the problem of adolescent depression at an early stage. It highlighted the importance of treating depression in both parents.

Symptoms of depression

  • They can vary widely but often you will feel sad, hopeless and lose interest in the thing you enjoy.
  • Normally, it becomes bad enough to affect your work, social life and family relationships.
  • Psychological symptoms can include low self-esteem, no motivation and feeling tearful.
  • Physical symptoms can include changes in appetite, lack of energy and disturbed sleep.
  • Social symptoms may include avoiding contact with friends and withdrawing from social activities.

How to seek help

  • Go and see your GP if you experience symptoms of depression every day for more than two weeks.
  • Treatment usually involves a combination of self-help, talking therapies and medicines, depending on the type of depression you have.

Jo Hardy, head of parents services at charity YoungMinds, said parents often wanted to hide their own mental health problems so as not to burden children but she said it was better “to be honest, open, and give children a chance to ask questions.” “It’s important to remember that having depression does not need to stop you from being a great parent. You and your family can support your child, provide reassurance and love, and help them to do things they enjoy.

 

 

BIPOLAR SPENDING SPREE

shopping_spree

People with bipolar disorder experience severe mood swings can last several weeks or months. These include feelings of intense depression despair, manic feelings of extreme happiness, mixed mood depression with restlessness and overactivity. The disorder can also lead to impulsive spending sprees, usually during manic episodes. These extend to cars, holidays and computers, costing thousands of dollars, as irrational decision-making takes hold. It may be wild “self-medicating” shopping sprees, unwise investments, extravagant gifts to family, friends or charity, or spending a fortune on gambling. People with mental health problems are already more likely to be debt-ridden than the general population, and the number is even higher among those with bipolar disorder. Financial troubles then lead to problems of stress, anxiety, depression and suicide among those not officially diagnosed with a mental illness.Cant-Afford-To-Eat (1)

Can’t Find Money To Eat

The UK mental health charity Mind says debt is leaving thousands of people with bipolar disorder struggling to find money to eat, stay warm and pay the rent. They wrote a report stating, “People who have been diagnosed with bipolar disorder may have particular problems managing their finances. During a manic, or ‘high’ phase, people can feel euphoric, brimming with ambitious schemes or ideas, their confidence excessively high. They may reach financial decisions that seem sensible to them at the time but which, in retrospect, are not. People may spend extravagantly causing a considerable debt. “After a high phase is over, they are shocked at what they have done and by the consequences they face. This spirals out of control quickly and can be daunting.” During a low phase, the person may feel so depressed they are unable to leave the house or even answer the phone. Unopened bills can pile up. Comedian and writer Stephen Fry spoke out about his experiences on behalf of the charity Mind. He said: “My own bipolar condition has caused me to go on plenty of giddy spending sprees. Because so much stigma still surrounds mental health, many people can’t get a job, on poverty line, and can’t get credit but doorstep lenders charging up to 400 percent interest. Mind’s chief executive, Paul Farmer, adds people with bipolar disorder can become trapped in a spiral of debt that further compounds their mental health problems. He believes that procedures need to be put in place that allow people to protect their finances while still retaining autonomy. Customers with mental health problems should be able to ask bank to monitor their account for unusual spending patterns, and treated appropriately if they miss repayments.happy-family-children-shopping-11079356

Getting Out of Debt as Bipolar

Mental health professionals sometimes offer advice and help individuals set a realistic budget. They can help set up a repayment plan to creditors and teach financial management skills. Friends and family may be able to assist by creating checks and balances to prevent manic spending sprees. If in agreement, they could monitor individual’s money from a distance. Psychoeducation could also be a good idea. Teaching people with bipolar disorder about the illness, treatment and to recognize relapse or causes of relapse early intervention is sought before full-blown illness episode occurs. The approach may be helpful for family members. In addition, there are support groups available for patients and family members to help them talk openly about the condition. Studies suggest that the availability of social support increases the chances of employment in patients with bipolar disorder compared with those patients without support. Bipolar disorder, lifestyle decisions such as exercising and eating well can help to avoid such problems. Keeping regular sleeping patterns is thought to be helpful in preventing episodes, as is avoiding excessive stimulation such as caffeine or stressful social events during the onset of a possible manic episode. When tempted to make large purchase, people with bipolar disorder might feel able to alert their spouse, partner or friend in time to discuss the purchase. menendez-blog-img-1There may be possibility of delayed gratification or order processing which needs a second approval at end of a cooling off period before final decision confirmation. To repair damage caused by the excessive spending during manic episodes must deal with loss of earnings as a result of illness, or taking steps to prevent future problems and financial health is top priority. Its important to stay well get treatment and support. 

References and Further Reading

In the red: Debt and mental health

Rethink: About Bipolar Disorder

Preventing Bipolar Disorder

Bipolar disorder information from Mayo Clinic

National Alliance on Mental Illness